OIZPAY

Privacy Policy

Last updated: March 01, 2023

This Privacy Policy explains how OIZPAY (“Company”, “We”, “Us”, “Our”) collects, uses, stores, shares, and protects your personal information when you use our mobile application and website (https://ofna.in). We are committed to protecting your privacy and ensuring transparency in how your data is handled.

By accessing or using our Service, you confirm that you have read, understood, and agreed to this Privacy Policy and the applicable laws of India.

1. Interpretation and Definitions

Words with capitalized initial letters have meanings defined under this section. These definitions apply regardless of whether they appear in singular or plural form.

  • Account – A unique account created for you to access our services.
  • Application – The OIZPAY mobile application.
  • Company – OIZPAY, operating via https://ofna.in.
  • Country – India.
  • Device – Any device such as a smartphone, tablet, or computer.
  • Personal Data – Any information identifying an individual.
  • Service – The Application and Website.
  • You – The user accessing or using the Service.

2. Information We Collect

2.1 Personal Information

We may collect the following personal information when you register, transact, or interact with our services:

  • Email address
  • Full name
  • Mobile number
  • Residential address and PIN code
  • Location information (with permission)
  • Contact list (if enabled by you)
  • Uploaded images, documents, or files

2.2 Usage Data

Usage Data is collected automatically and may include IP address, device identifiers, operating system, browser type, app usage patterns, pages visited, and time spent on the Service.

3. Permissions Used by the App

To provide better functionality, the OIZPAY app may request access to:

  • Location – for fraud prevention and service optimization
  • Contacts – only if required for referral or contact features
  • Camera & Storage – for document uploads or profile images

You can manage or revoke permissions anytime through your device settings.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to improve performance, security, and user experience. Cookies may be session-based or persistent.

  • Essential cookies for authentication
  • Preference cookies to save settings
  • Analytics cookies to improve services

5. How We Use Your Information

  • To provide and maintain our services
  • To process recharges, payments, and wallet transactions
  • To verify identity and prevent fraud
  • To communicate important updates and alerts
  • To comply with legal and regulatory obligations
  • To improve user experience and app performance

6. Sharing of Information

We do not sell your personal data. Information may be shared only with:

  • Trusted service providers
  • Payment gateways and banking partners
  • Legal or regulatory authorities when required
  • Business partners during mergers or restructuring

7. Data Retention

We retain personal information only for as long as necessary to fulfill legal, operational, and security requirements.

8. Data Transfer

Your information may be processed on servers located outside your state or region. We ensure appropriate safeguards are implemented to protect your data.

9. Data Security

We use industry-standard security practices such as encryption, access controls, and monitoring. However, no system is completely secure.

10. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal data from minors.

11. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for their privacy practices or content.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date.

13. Contact Information

📧 Email: servicefree310@gmail.com

🌐 Website: https://ofna.in